Call reports 2018
VICTORY COMMUNITY BANK — 2018
What VICTORY COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 169,921,000 | 172,844,000 | 174,539,000 | 180,152,000 |
| Total loans | 143,248,000 | 147,649,000 | 144,934,000 | 142,487,000 |
| Allowance for loan losses | 1,288,000 | 1,301,000 | 1,315,000 | 1,313,000 |
| Securities available for sale | 3,632,000 | 3,626,000 | 3,767,000 | 12,823,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,623,000 | 129,219,000 | 131,469,000 | 127,836,000 |
| Interest-bearing deposits | 108,287,000 | 105,275,000 | 105,350,000 | 107,131,000 |
| Noninterest-bearing deposits | 17,336,000 | 23,944,000 | 26,119,000 | 20,705,000 |
| Equity capital | 24,749,000 | 24,986,000 | 25,037,000 | 25,326,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,683,000 | 3,439,000 | 5,248,000 | 7,066,000 |
| Interest expense | 353,000 | 715,000 | 1,107,000 | 1,536,000 |
| Net interest income | 1,330,000 | 2,724,000 | 4,141,000 | 5,530,000 |
| Noninterest income | 1,059,000 | 2,428,000 | 3,859,000 | 5,555,000 |
| Noninterest expense | 1,226,000 | 2,589,000 | 3,962,000 | 5,315,000 |
| Provision for loan losses | 1,000 | 2,000 | 6,000 | -2,000 |
| Pretax income | 1,162,000 | 2,561,000 | 4,032,000 | 5,741,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,162,000 | 2,561,000 | 4,032,000 | 5,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,856,000 | 25,095,000 | 25,153,000 | 25,411,000 |
| Total capital | 26,124,000 | 26,380,000 | 26,409,000 | 26,654,000 |
| Risk-weighted assets | 101,465,000 | 102,801,000 | 100,459,000 | 99,429,000 |