Call reports 2017
VICTORY COMMUNITY BANK — 2017
What VICTORY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 171,772,000 | 169,948,000 | 167,481,000 | 176,383,000 |
| Total loans | 141,940,000 | 145,922,000 | 144,370,000 | 145,354,000 |
| Allowance for loan losses | 1,236,000 | 1,281,000 | 1,340,000 | 1,287,000 |
| Securities available for sale | 6,409,000 | 6,525,000 | 3,774,000 | 13,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,929,000 | 124,508,000 | 122,127,000 | 122,209,000 |
| Interest-bearing deposits | 106,388,000 | 107,174,000 | 103,692,000 | 106,175,000 |
| Noninterest-bearing deposits | 22,541,000 | 17,334,000 | 18,435,000 | 16,034,000 |
| Equity capital | 23,918,000 | 24,122,000 | 24,260,000 | 24,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,601,000 | 3,211,000 | 4,914,000 | 6,602,000 |
| Interest expense | 326,000 | 655,000 | 995,000 | 1,349,000 |
| Net interest income | 1,275,000 | 2,556,000 | 3,919,000 | 5,253,000 |
| Noninterest income | 1,996,000 | 3,401,000 | 4,514,000 | 5,889,000 |
| Noninterest expense | 1,224,000 | 2,424,000 | 3,667,000 | 4,944,000 |
| Provision for loan losses | 304,000 | 398,000 | 454,000 | 507,000 |
| Pretax income | 1,743,000 | 3,135,000 | 4,328,000 | 5,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,743,000 | 3,135,000 | 4,328,000 | 5,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,936,000 | 24,028,000 | 24,221,000 | 24,725,000 |
| Total capital | 25,172,000 | 25,309,000 | 25,489,000 | 26,012,000 |
| Risk-weighted assets | 102,015,000 | 103,399,000 | 101,384,000 | 104,440,000 |