Call reports 2026
CEDAR RAPIDS STATE BANK — 2026
What CEDAR RAPIDS STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 173,130,000 | 174,942,000 |
| Total loans | 141,371,000 | 146,453,000 |
| Allowance for loan losses | 1,038,000 | 1,278,000 |
| Securities available for sale | 18,688,000 | 18,369,000 |
| Securities held to maturity | 737,000 | 729,000 |
| Trading assets | 0 | 0 |
| Total deposits | 156,178,000 | 157,446,000 |
| Interest-bearing deposits | 141,562,000 | 145,747,000 |
| Noninterest-bearing deposits | 14,616,000 | 11,699,000 |
| Equity capital | 16,506,000 | 16,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,599,000 | 5,212,000 |
| Interest expense | 1,138,000 | 2,278,000 |
| Net interest income | 1,461,000 | 2,934,000 |
| Noninterest income | 116,000 | 254,000 |
| Noninterest expense | 904,000 | 1,832,000 |
| Provision for loan losses | 59,000 | 299,000 |
| Pretax income | 613,000 | 1,033,000 |
| Income tax | 47,000 | 72,000 |
| Net income | 566,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 16,542,000 | 16,638,000 |
| Total capital | 17,655,000 | 18,014,000 |
| Risk-weighted assets | 128,028,000 | 133,309,000 |