Call reports 2023

CEDAR RAPIDS STATE BANK — 2023

Name: CEDAR RAPIDS STATE BANK — FFIEC call report 2023
Creator: CEDAR RAPIDS STATE BANK

What CEDAR RAPIDS STATE BANK reported to the FFIEC in 2023, quarter by quarter.

PERIOD: 2023SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/38180317-de3c-44e1-8b07-cd0e5ebffc75/2023

Balance sheet

What the bank holds and owes at quarter end

Measure	2023Q1	2023Q2	2023Q3	2023Q4
Total assets	107,533,000	120,184,000	137,282,000	146,238,000
Total loans	91,184,000	103,661,000	121,862,000	131,228,000
Allowance for loan losses	687,000	732,000	775,000	820,000
Securities available for sale	0	0	0	0
Securities held to maturity	10,005,000	10,010,000	8,285,000	7,707,000
Trading assets	0	0	0	0
Total deposits	94,850,000	98,603,000	119,563,000	122,411,000
Interest-bearing deposits	82,751,000	86,187,000	109,206,000	111,424,000
Noninterest-bearing deposits	12,099,000	12,416,000	10,357,000	10,987,000
Equity capital	9,426,000	9,883,000	11,031,000	11,756,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2023Q1	2023Q2	2023Q3	2023Q4
Interest income	1,324,000	2,856,000	4,754,000	6,949,000
Interest expense	616,000	1,199,000	2,208,000	3,384,000
Net interest income	708,000	1,657,000	2,546,000	3,565,000
Noninterest income	96,000	338,000	656,000	788,000
Noninterest expense	847,000	1,528,000	2,373,000	3,266,000
Provision for loan losses	0	45,000	90,000	135,000
Pretax income	-43,000	422,000	739,000	952,000
Income tax	7,000	14,000	23,000	151,000
Net income	-50,000	408,000	716,000	801,000

Basel measures — not reported for every quarter

Measure	2023Q1	2023Q2	2023Q3	2023Q4
Tier 1 capital	9,425,000	9,884,000	11,031,000	11,756,000
Total capital	10,112,000	10,616,000	11,806,000	12,576,000
Risk-weighted assets	79,108,000	90,146,000	104,719,000	111,288,000