Call reports 2022
CEDAR RAPIDS STATE BANK — 2022
What CEDAR RAPIDS STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 76,633,000 | 85,751,000 | 94,432,000 | 105,126,000 |
| Total loans | 69,292,000 | 73,449,000 | 81,027,000 | 90,384,000 |
| Allowance for loan losses | 437,000 | 600,000 | 642,000 | 687,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,814,000 | 7,797,000 | 7,773,000 | 7,539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,301,000 | 73,279,000 | 75,058,000 | 84,440,000 |
| Interest-bearing deposits | 60,165,000 | 64,334,000 | 66,454,000 | 74,364,000 |
| Noninterest-bearing deposits | 9,136,000 | 8,945,000 | 8,604,000 | 10,076,000 |
| Equity capital | 7,237,000 | 7,214,000 | 7,372,000 | 7,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,547,000 | 2,532,000 | 3,747,000 |
| Interest expense | 126,000 | 282,000 | 492,000 | 888,000 |
| Net interest income | 599,000 | 1,265,000 | 2,040,000 | 2,859,000 |
| Noninterest income | 108,000 | 186,000 | 276,000 | 371,000 |
| Noninterest expense | 458,000 | 954,000 | 1,509,000 | 2,226,000 |
| Provision for loan losses | 35,000 | 196,000 | 241,000 | 286,000 |
| Pretax income | 214,000 | 301,000 | 566,000 | 718,000 |
| Income tax | 4,000 | 9,000 | 22,000 | 40,000 |
| Net income | 210,000 | 292,000 | 544,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,237,000 | 7,214,000 | 7,372,000 | 7,580,000 |
| Total capital | 7,674,000 | 7,814,000 | 8,014,000 | 8,267,000 |
| Risk-weighted assets | 61,923,000 | 66,635,000 | 72,584,000 | 79,500,000 |