Call reports 2019
CEDAR RAPIDS STATE BANK — 2019
What CEDAR RAPIDS STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 49,227,000 | 49,563,000 | 51,366,000 | 49,412,000 |
| Total loans | 39,695,000 | 41,561,000 | 43,315,000 | 41,018,000 |
| Allowance for loan losses | 597,000 | 607,000 | 610,000 | 356,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,159,000 | 5,004,000 | 4,466,000 | 2,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,040,000 | 44,792,000 | 44,333,000 | 43,706,000 |
| Interest-bearing deposits | 39,940,000 | 40,269,000 | 39,708,000 | 39,293,000 |
| Noninterest-bearing deposits | 5,100,000 | 4,523,000 | 4,625,000 | 4,413,000 |
| Equity capital | 4,038,000 | 4,131,000 | 4,253,000 | 4,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,205,000 | 1,853,000 | 2,481,000 |
| Interest expense | 174,000 | 354,000 | 546,000 | 738,000 |
| Net interest income | 416,000 | 851,000 | 1,307,000 | 1,743,000 |
| Noninterest income | 64,000 | 126,000 | 183,000 | 254,000 |
| Noninterest expense | 372,000 | 766,000 | 1,154,000 | 1,507,000 |
| Provision for loan losses | 85,000 | 95,000 | 98,000 | 100,000 |
| Pretax income | 23,000 | 116,000 | 238,000 | 390,000 |
| Income tax | 0 | 0 | 0 | 14,000 |
| Net income | 23,000 | 116,000 | 238,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,038,000 | 4,131,000 | 4,254,000 | 4,391,000 |
| Total capital | 4,531,000 | 4,663,000 | 4,814,000 | 4,747,000 |
| Risk-weighted assets | 39,297,000 | 42,516,000 | 44,743,000 | 42,342,000 |