Call reports 2018
CEDAR RAPIDS STATE BANK — 2018
What CEDAR RAPIDS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 42,441,000 | 48,563,000 | 50,326,000 | 48,804,000 |
| Total loans | 34,292,000 | 40,202,000 | 41,827,000 | 40,227,000 |
| Allowance for loan losses | 449,000 | 505,000 | 509,000 | 512,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,794,000 | 5,503,000 | 5,220,000 | 4,931,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,854,000 | 43,803,000 | 43,878,000 | 43,733,000 |
| Interest-bearing deposits | 33,779,000 | 39,794,000 | 39,741,000 | 38,278,000 |
| Noninterest-bearing deposits | 4,075,000 | 4,009,000 | 4,137,000 | 5,455,000 |
| Equity capital | 3,761,000 | 4,389,000 | 4,468,000 | 4,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 470,000 | 1,001,000 | 1,588,000 | 2,208,000 |
| Interest expense | 104,000 | 224,000 | 400,000 | 587,000 |
| Net interest income | 366,000 | 777,000 | 1,188,000 | 1,621,000 |
| Noninterest income | 139,000 | 269,000 | 374,000 | 483,000 |
| Noninterest expense | 389,000 | 795,000 | 1,202,000 | 1,699,000 |
| Provision for loan losses | 21,000 | 87,000 | 90,000 | 93,000 |
| Pretax income | 95,000 | 164,000 | 270,000 | 312,000 |
| Income tax | 0 | 0 | 0 | 13,000 |
| Net income | 95,000 | 164,000 | 270,000 | 299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,761,000 | 4,389,000 | 4,468,000 | 4,040,000 |
| Total capital | 4,195,000 | 4,886,000 | 4,977,000 | 4,546,000 |
| Risk-weighted assets | 34,744,000 | 39,724,000 | 41,691,000 | 40,474,000 |