Call reports 2017
CEDAR RAPIDS STATE BANK — 2017
What CEDAR RAPIDS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 44,160,000 | 43,214,000 | 44,523,000 | 43,349,000 |
| Total loans | 33,056,000 | 34,928,000 | 36,133,000 | 34,609,000 |
| Allowance for loan losses | 415,000 | 419,000 | 433,000 | 429,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,867,000 | 6,831,000 | 6,725,000 | 5,740,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,683,000 | 36,572,000 | 37,673,000 | 37,374,000 |
| Interest-bearing deposits | 35,014,000 | 31,938,000 | 33,670,000 | 33,287,000 |
| Noninterest-bearing deposits | 4,669,000 | 4,634,000 | 4,003,000 | 4,087,000 |
| Equity capital | 3,658,000 | 3,640,000 | 3,827,000 | 3,726,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 959,000 | 1,451,000 | 1,931,000 |
| Interest expense | 80,000 | 166,000 | 264,000 | 367,000 |
| Net interest income | 391,000 | 793,000 | 1,187,000 | 1,564,000 |
| Noninterest income | 21,000 | 37,000 | 87,000 | 311,000 |
| Noninterest expense | 292,000 | 604,000 | 938,000 | 1,478,000 |
| Provision for loan losses | 3,000 | 6,000 | 19,000 | 22,000 |
| Pretax income | 117,000 | 220,000 | 317,000 | 365,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 220,000 | 317,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,658,000 | 3,640,000 | 3,827,000 | 3,726,000 |
| Total capital | 4,073,000 | 4,059,000 | 4,260,000 | 4,155,000 |
| Risk-weighted assets | 33,869,000 | 34,621,000 | 35,944,000 | 35,306,000 |