Call reports 2016
FIRST BANK OF CHANDLER — 2016
What FIRST BANK OF CHANDLER reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 88,359,000 | 86,569,000 | 90,662,000 | 88,316,000 |
| Total loans | 85,540,000 | 84,428,000 | 79,701,000 | 82,866,000 |
| Allowance for loan losses | 1,456,000 | 1,459,000 | 1,449,000 | 1,410,000 |
| Securities available for sale | 862,000 | 862,000 | 858,000 | 1,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,505,000 | 76,487,000 | 80,340,000 | 77,916,000 |
| Interest-bearing deposits | 63,588,000 | 62,886,000 | 66,175,000 | 65,185,000 |
| Noninterest-bearing deposits | 14,917,000 | 13,601,000 | 14,165,000 | 12,731,000 |
| Equity capital | 9,756,000 | 9,954,000 | 10,163,000 | 10,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,232,000 | 2,452,000 | 3,686,000 | 4,896,000 |
| Interest expense | 107,000 | 213,000 | 324,000 | 440,000 |
| Net interest income | 1,125,000 | 2,239,000 | 3,362,000 | 4,456,000 |
| Noninterest income | 68,000 | 141,000 | 213,000 | 303,000 |
| Noninterest expense | 440,000 | 905,000 | 1,361,000 | 1,854,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 753,000 | 1,475,000 | 2,214,000 | 2,905,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 753,000 | 1,475,000 | 2,214,000 | 2,905,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,753,000 | 9,950,000 | 10,163,000 | 10,329,000 |
| Total capital | 10,760,000 | 10,950,000 | 11,133,000 | 11,281,000 |
| Risk-weighted assets | 80,126,000 | 79,596,000 | 77,167,000 | 75,724,000 |