Call reports 2015
FIRST BANK OF CHANDLER — 2015
What FIRST BANK OF CHANDLER reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 86,658,000 | 87,437,000 | 88,761,000 | 85,043,000 |
| Total loans | 80,826,000 | 80,919,000 | 87,502,000 | 83,727,000 |
| Allowance for loan losses | 1,697,000 | 1,775,000 | 1,802,000 | 1,455,000 |
| Securities available for sale | 919,000 | 919,000 | 862,000 | 863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,603,000 | 78,258,000 | 78,370,000 | 75,104,000 |
| Interest-bearing deposits | 62,179,000 | 60,699,000 | 60,806,000 | 60,689,000 |
| Noninterest-bearing deposits | 15,424,000 | 17,559,000 | 17,564,000 | 14,415,000 |
| Equity capital | 8,967,000 | 9,065,000 | 9,253,000 | 9,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,147,000 | 2,321,000 | 3,526,000 | 4,795,000 |
| Interest expense | 90,000 | 183,000 | 278,000 | 375,000 |
| Net interest income | 1,057,000 | 2,138,000 | 3,248,000 | 4,420,000 |
| Noninterest income | 66,000 | 71,000 | 147,000 | 215,000 |
| Noninterest expense | 517,000 | 904,000 | 1,353,000 | 1,795,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | -175,000 |
| Pretax income | 531,000 | 1,155,000 | 1,867,000 | 3,015,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 531,000 | 1,155,000 | 1,867,000 | 3,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,966,000 | 9,065,000 | 9,252,000 | 9,874,000 |
| Total capital | 9,983,000 | 10,076,000 | 10,328,000 | 10,873,000 |
| Risk-weighted assets | 80,734,000 | 80,116,000 | 85,383,000 | 79,525,000 |