Call reports 2026
PEOPLEFIRST BANK — 2026
What PEOPLEFIRST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 244,442,000 | 265,643,000 |
| Total loans | 175,617,000 | 185,142,000 |
| Allowance for loan losses | 2,346,000 | 2,431,000 |
| Securities available for sale | 22,226,000 | 21,649,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 191,336,000 | 211,112,000 |
| Interest-bearing deposits | 136,024,000 | 155,285,000 |
| Noninterest-bearing deposits | 55,312,000 | 55,827,000 |
| Equity capital | 30,773,000 | 31,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,319,000 | 6,762,000 |
| Interest expense | 1,260,000 | 2,583,000 |
| Net interest income | 2,059,000 | 4,179,000 |
| Noninterest income | 986,000 | 2,112,000 |
| Noninterest expense | 2,119,000 | 4,154,000 |
| Provision for loan losses | 80,000 | 150,000 |
| Pretax income | 854,000 | 1,995,000 |
| Income tax | 224,000 | 524,000 |
| Net income | 630,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 31,056,000 | 31,747,000 |
| Total capital | 33,373,000 | 34,177,000 |
| Risk-weighted assets | 185,318,000 | 194,663,000 |