Call reports 2025
PEOPLEFIRST BANK — 2025
What PEOPLEFIRST BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 245,412,000 | 259,789,000 | 262,358,000 | 264,317,000 |
| Total loans | 175,518,000 | 172,794,000 | 178,664,000 | 175,371,000 |
| Allowance for loan losses | 2,371,000 | 2,252,000 | 2,325,000 | 2,310,000 |
| Securities available for sale | 19,163,000 | 18,621,000 | 22,651,000 | 26,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,336,000 | 212,660,000 | 213,618,000 | 216,384,000 |
| Interest-bearing deposits | 141,754,000 | 138,957,000 | 135,676,000 | 146,170,000 |
| Noninterest-bearing deposits | 52,582,000 | 73,703,000 | 77,942,000 | 70,214,000 |
| Equity capital | 28,748,000 | 29,872,000 | 30,538,000 | 30,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,326,000 | 6,827,000 | 10,279,000 | 13,837,000 |
| Interest expense | 1,487,000 | 2,865,000 | 4,142,000 | 5,445,000 |
| Net interest income | 1,839,000 | 3,962,000 | 6,137,000 | 8,392,000 |
| Noninterest income | 1,208,000 | 2,435,000 | 3,631,000 | 4,762,000 |
| Noninterest expense | 2,310,000 | 4,103,000 | 6,369,000 | 7,575,000 |
| Provision for loan losses | 0 | -165,000 | -95,000 | 2,062,000 |
| Pretax income | 790,000 | 2,512,000 | 3,547,000 | 3,570,000 |
| Income tax | 212,000 | 687,000 | 971,000 | 960,000 |
| Net income | 578,000 | 1,825,000 | 2,576,000 | 2,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,138,000 | 30,235,000 | 30,736,000 | 30,620,000 |
| Total capital | 31,484,000 | 32,487,000 | 33,060,000 | 32,930,000 |
| Risk-weighted assets | 187,630,000 | 183,378,000 | 189,819,000 | 186,748,000 |