Call reports 2024
PEOPLEFIRST BANK — 2024
What PEOPLEFIRST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 253,711,000 | 267,770,000 | 255,931,000 | 264,860,000 |
| Total loans | 178,917,000 | 179,213,000 | 168,239,000 | 171,860,000 |
| Allowance for loan losses | 2,411,000 | 2,261,000 | 2,289,000 | 2,305,000 |
| Securities available for sale | 13,617,000 | 12,509,000 | 18,253,000 | 19,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,877,000 | 227,688,000 | 216,011,000 | 228,954,000 |
| Interest-bearing deposits | 166,874,000 | 155,841,000 | 156,823,000 | 158,548,000 |
| Noninterest-bearing deposits | 48,003,000 | 71,847,000 | 59,188,000 | 70,406,000 |
| Equity capital | 27,038,000 | 27,592,000 | 28,243,000 | 28,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,321,000 | 6,743,000 | 9,965,000 | 13,242,000 |
| Interest expense | 1,615,000 | 3,373,000 | 5,054,000 | 6,621,000 |
| Net interest income | 1,706,000 | 3,370,000 | 4,911,000 | 6,621,000 |
| Noninterest income | 1,267,000 | 2,620,000 | 4,074,000 | 5,436,000 |
| Noninterest expense | 2,080,000 | 4,323,000 | 4,970,000 | 7,393,000 |
| Provision for loan losses | 60,000 | -90,000 | 1,370,000 | 1,310,000 |
| Pretax income | 833,000 | 1,757,000 | 2,646,000 | 3,355,000 |
| Income tax | 227,000 | 480,000 | 722,000 | 906,000 |
| Net income | 606,000 | 1,277,000 | 1,924,000 | 2,449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,303,000 | 27,824,000 | 28,321,000 | 28,695,000 |
| Total capital | 29,680,000 | 30,085,000 | 30,609,000 | 31,000,000 |
| Risk-weighted assets | 190,155,000 | 193,379,000 | 183,037,000 | 186,634,000 |