Call reports 2023
PEOPLEFIRST BANK — 2023
What PEOPLEFIRST BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 252,612,000 | 253,812,000 | 252,108,000 | 251,227,000 |
| Total loans | 192,026,000 | 192,556,000 | 181,935,000 | 180,767,000 |
| Allowance for loan losses | 2,481,000 | 2,449,000 | 2,476,000 | 2,348,000 |
| Securities available for sale | 11,132,000 | 10,947,000 | 10,737,000 | 13,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 198,052,000 | 198,836,000 | 213,041,000 | 210,802,000 |
| Interest-bearing deposits | 150,676,000 | 144,356,000 | 151,363,000 | 146,585,000 |
| Noninterest-bearing deposits | 47,376,000 | 54,480,000 | 61,678,000 | 64,217,000 |
| Equity capital | 25,068,000 | 25,353,000 | 25,705,000 | 26,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,111,000 | 6,462,000 | 9,890,000 | 13,244,000 |
| Interest expense | 1,000,000 | 2,307,000 | 3,770,000 | 5,238,000 |
| Net interest income | 2,111,000 | 4,155,000 | 6,120,000 | 8,006,000 |
| Noninterest income | 1,174,000 | 2,403,000 | 3,706,000 | 5,036,000 |
| Noninterest expense | 2,084,000 | 4,369,000 | 6,570,000 | 8,564,000 |
| Provision for loan losses | 260,000 | 350,000 | 370,000 | 240,000 |
| Pretax income | 938,000 | 1,836,000 | 2,883,000 | 4,235,000 |
| Income tax | 256,000 | 501,000 | 795,000 | 1,159,000 |
| Net income | 682,000 | 1,335,000 | 2,088,000 | 3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,367,000 | 25,720,000 | 26,173,000 | 26,861,000 |
| Total capital | 27,848,000 | 28,169,000 | 28,567,000 | 29,209,000 |
| Risk-weighted assets | 200,424,000 | 200,340,000 | 191,459,000 | 191,642,000 |