Call reports 2022
PEOPLEFIRST BANK — 2022
What PEOPLEFIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 217,034,000 | 213,736,000 | 224,214,000 | 229,964,000 |
| Total loans | 151,834,000 | 151,106,000 | 164,135,000 | 176,105,000 |
| Allowance for loan losses | 2,195,000 | 2,345,000 | 2,312,000 | 2,162,000 |
| Securities available for sale | 3,423,000 | 7,319,000 | 13,151,000 | 13,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,565,000 | 177,177,000 | 182,135,000 | 184,388,000 |
| Interest-bearing deposits | 134,009,000 | 133,308,000 | 133,613,000 | 140,665,000 |
| Noninterest-bearing deposits | 47,556,000 | 43,869,000 | 48,522,000 | 43,723,000 |
| Equity capital | 23,238,000 | 23,916,000 | 24,219,000 | 24,620,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,997,000 | 4,168,000 | 6,561,000 | 9,350,000 |
| Interest expense | 227,000 | 452,000 | 743,000 | 1,230,000 |
| Net interest income | 1,770,000 | 3,716,000 | 5,818,000 | 8,120,000 |
| Noninterest income | 1,093,000 | 2,220,000 | 3,286,000 | 4,292,000 |
| Noninterest expense | 1,759,000 | 3,683,000 | 5,737,000 | 8,181,000 |
| Provision for loan losses | 150,000 | 250,000 | 150,000 | 0 |
| Pretax income | 954,000 | 2,003,000 | 3,217,000 | 4,231,000 |
| Income tax | 258,000 | 551,000 | 889,000 | 1,175,000 |
| Net income | 696,000 | 1,452,000 | 2,328,000 | 3,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,239,000 | 23,996,000 | 24,572,000 | 25,000,000 |
| Total capital | 25,260,000 | 26,010,000 | 26,741,000 | 27,162,000 |
| Risk-weighted assets | 161,487,000 | 160,815,000 | 173,376,000 | 184,992,000 |