Call reports 2021
PEOPLEFIRST BANK — 2021
What PEOPLEFIRST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 193,238,000 | 206,149,000 | 209,900,000 | 224,737,000 |
| Total loans | 132,662,000 | 141,877,000 | 146,290,000 | 155,776,000 |
| Allowance for loan losses | 2,000,000 | 1,686,000 | 1,866,000 | 2,045,000 |
| Securities available for sale | 4,032,000 | 3,921,000 | 3,756,000 | 3,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,328,000 | 172,938,000 | 175,430,000 | 188,924,000 |
| Interest-bearing deposits | 109,214,000 | 114,491,000 | 126,969,000 | 138,130,000 |
| Noninterest-bearing deposits | 48,114,000 | 58,447,000 | 48,461,000 | 50,794,000 |
| Equity capital | 20,458,000 | 21,192,000 | 21,864,000 | 22,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,749,000 | 3,582,000 | 5,511,000 | 7,586,000 |
| Interest expense | 279,000 | 530,000 | 773,000 | 1,012,000 |
| Net interest income | 1,470,000 | 3,052,000 | 4,738,000 | 6,574,000 |
| Noninterest income | 1,229,000 | 2,636,000 | 3,847,000 | 4,989,000 |
| Noninterest expense | 1,634,000 | 3,323,000 | 5,125,000 | 6,884,000 |
| Provision for loan losses | 180,000 | 560,000 | 740,000 | 920,000 |
| Pretax income | 885,000 | 1,805,000 | 2,720,000 | 3,759,000 |
| Income tax | 224,000 | 408,000 | 645,000 | 945,000 |
| Net income | 661,000 | 1,397,000 | 2,075,000 | 2,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,387,000 | 21,124,000 | 21,803,000 | 22,544,000 |