Call reports 2020
PEOPLEFIRST BANK — 2020
What PEOPLEFIRST BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 136,495,000 | 159,616,000 | 172,089,000 | 176,069,000 |
| Total loans | 100,587,000 | 107,093,000 | 117,145,000 | 118,659,000 |
| Allowance for loan losses | 1,504,000 | 1,584,000 | 1,747,000 | 1,907,000 |
| Securities available for sale | 6,057,000 | 5,535,000 | 5,446,000 | 4,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,842,000 | 125,347,000 | 139,679,000 | 142,531,000 |
| Interest-bearing deposits | 83,994,000 | 93,305,000 | 95,743,000 | 104,394,000 |
| Noninterest-bearing deposits | 22,848,000 | 32,042,000 | 43,936,000 | 38,137,000 |
| Equity capital | 18,221,000 | 18,582,000 | 19,055,000 | 19,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,520,000 | 3,067,000 | 4,602,000 | 6,393,000 |
| Interest expense | 349,000 | 666,000 | 969,000 | 1,254,000 |
| Net interest income | 1,171,000 | 2,401,000 | 3,633,000 | 5,139,000 |
| Noninterest income | 641,000 | 1,338,000 | 2,453,000 | 3,839,000 |
| Noninterest expense | 1,291,000 | 2,659,000 | 4,129,000 | 5,665,000 |
| Provision for loan losses | 30,000 | 140,000 | 320,000 | 545,000 |
| Pretax income | 491,000 | 940,000 | 1,637,000 | 2,768,000 |
| Income tax | 141,000 | 271,000 | 509,000 | 886,000 |
| Net income | 350,000 | 669,000 | 1,128,000 | 1,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,152,000 | 18,511,000 | 18,971,000 | 19,725,000 |