Call reports 2019
PEOPLEFIRST BANK — 2019
What PEOPLEFIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 143,824,000 | 141,827,000 | 138,482,000 | 136,209,000 |
| Total loans | 105,249,000 | 105,436,000 | 99,067,000 | 100,532,000 |
| Allowance for loan losses | 1,493,000 | 1,493,000 | 1,474,000 | 1,474,000 |
| Securities available for sale | 12,933,000 | 6,483,000 | 6,184,000 | 5,921,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,084,000 | 111,427,000 | 109,620,000 | 106,816,000 |
| Interest-bearing deposits | 86,949,000 | 83,461,000 | 80,589,000 | 82,764,000 |
| Noninterest-bearing deposits | 27,135,000 | 27,966,000 | 29,031,000 | 24,052,000 |
| Equity capital | 16,764,000 | 17,170,000 | 17,537,000 | 17,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 3,102,000 | 4,623,000 | 6,092,000 |
| Interest expense | 345,000 | 739,000 | 1,104,000 | 1,467,000 |
| Net interest income | 1,162,000 | 2,363,000 | 3,519,000 | 4,625,000 |
| Noninterest income | 258,000 | 583,000 | 1,020,000 | 1,806,000 |
| Noninterest expense | 1,024,000 | 2,075,000 | 3,191,000 | 4,605,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 366,000 | 836,000 | 1,313,000 | 1,791,000 |
| Income tax | 81,000 | 207,000 | 323,000 | 479,000 |
| Net income | 285,000 | 629,000 | 990,000 | 1,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,623,000 | 17,014,000 | 17,414,000 | 17,782,000 |
| Total capital | 18,035,000 | 18,415,000 | 18,756,000 | 19,148,000 |
| Risk-weighted assets | 112,909,000 | 112,000,000 | 107,153,000 | 109,137,000 |