Call reports 2018
PEOPLEFIRST BANK — 2018
What PEOPLEFIRST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,355,000 | 135,417,000 | 142,293,000 | 139,377,000 |
| Total loans | 101,143,000 | 103,639,000 | 105,411,000 | 104,806,000 |
| Allowance for loan losses | 1,170,000 | 1,241,000 | 1,235,000 | 1,295,000 |
| Securities available for sale | 15,265,000 | 13,169,000 | 12,343,000 | 12,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,548,000 | 103,970,000 | 112,863,000 | 105,444,000 |
| Interest-bearing deposits | 90,445,000 | 88,975,000 | 92,221,000 | 82,889,000 |
| Noninterest-bearing deposits | 13,103,000 | 14,995,000 | 20,642,000 | 22,555,000 |
| Equity capital | 15,295,000 | 15,418,000 | 15,592,000 | 16,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,742,000 | 4,248,000 | 6,189,000 |
| Interest expense | 255,000 | 548,000 | 886,000 | 1,230,000 |
| Net interest income | 1,086,000 | 2,194,000 | 3,362,000 | 4,959,000 |
| Noninterest income | 86,000 | 222,000 | 378,000 | 591,000 |
| Noninterest expense | 923,000 | 1,848,000 | 2,786,000 | 3,840,000 |
| Provision for loan losses | 75,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 174,000 | 417,000 | 743,000 | 1,439,000 |
| Income tax | 45,000 | 103,000 | 185,000 | 317,000 |
| Net income | 129,000 | 314,000 | 558,000 | 1,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,795,000 | 15,070,000 | 15,407,000 | 16,216,000 |
| Total capital | 15,965,000 | 16,311,000 | 16,642,000 | 17,511,000 |
| Risk-weighted assets | 104,810,000 | 111,004,000 | 112,746,000 | 112,155,000 |