Call reports 2017
PEOPLEFIRST BANK — 2017
What PEOPLEFIRST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 109,270,000 | 109,767,000 | 123,699,000 | 127,271,000 |
| Total loans | 77,529,000 | 78,271,000 | 91,347,000 | 97,400,000 |
| Allowance for loan losses | 1,073,000 | 904,000 | 1,009,000 | 1,095,000 |
| Securities available for sale | 17,917,000 | 18,616,000 | 16,397,000 | 16,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,492,000 | 82,115,000 | 95,702,000 | 100,376,000 |
| Interest-bearing deposits | 72,074,000 | 67,979,000 | 82,675,000 | 86,699,000 |
| Noninterest-bearing deposits | 12,418,000 | 14,136,000 | 13,027,000 | 13,677,000 |
| Equity capital | 15,338,000 | 15,486,000 | 15,548,000 | 15,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,114,000 | 3,285,000 | 4,571,000 |
| Interest expense | 127,000 | 262,000 | 446,000 | 686,000 |
| Net interest income | 923,000 | 1,852,000 | 2,839,000 | 3,885,000 |
| Noninterest income | 117,000 | 209,000 | 304,000 | 414,000 |
| Noninterest expense | 834,000 | 1,654,000 | 2,506,000 | 3,381,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 100,000 | 199,000 | 335,000 | 511,000 |
| Income tax | 28,000 | 68,000 | 115,000 | 502,000 |
| Net income | 72,000 | 131,000 | 220,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,341,000 | 14,380,000 | 14,561,000 | 14,598,000 |
| Total capital | 15,341,000 | 15,284,000 | 15,570,000 | 15,693,000 |
| Risk-weighted assets | 79,694,000 | 81,924,000 | 95,235,000 | 101,016,000 |