Call reports 2016
PEOPLEFIRST BANK — 2016
What PEOPLEFIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,454,000 | 112,324,000 | 110,357,000 | 111,238,000 |
| Total loans | 80,942,000 | 80,908,000 | 78,494,000 | 81,981,000 |
| Allowance for loan losses | 1,093,000 | 1,172,000 | 863,000 | 968,000 |
| Securities available for sale | 19,267,000 | 16,947,000 | 15,946,000 | 16,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,766,000 | 90,389,000 | 87,621,000 | 87,703,000 |
| Interest-bearing deposits | 79,633,000 | 79,436,000 | 76,403,000 | 77,404,000 |
| Noninterest-bearing deposits | 12,133,000 | 10,953,000 | 11,218,000 | 10,299,000 |
| Equity capital | 13,751,000 | 14,039,000 | 15,705,000 | 15,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,161,000 | 3,220,000 | 4,275,000 |
| Interest expense | 126,000 | 264,000 | 395,000 | 523,000 |
| Net interest income | 946,000 | 1,897,000 | 2,825,000 | 3,752,000 |
| Noninterest income | 76,000 | 196,000 | 296,000 | 219,000 |
| Noninterest expense | 865,000 | 1,724,000 | 2,566,000 | 3,407,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 52,000 | 182,000 | 263,000 | 167,000 |
| Income tax | 0 | 0 | -1,644,000 | -1,702,000 |
| Net income | 52,000 | 182,000 | 1,907,000 | 1,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,488,000 | 13,618,000 | 14,159,000 | 14,190,000 |
| Total capital | 14,512,000 | 14,639,000 | 15,022,000 | 15,158,000 |
| Risk-weighted assets | 81,887,000 | 81,554,000 | 80,397,000 | 83,495,000 |