Call reports 2015
PEOPLEFIRST BANK — 2015
What PEOPLEFIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 106,284,000 | 106,691,000 | 113,694,000 | 113,331,000 |
| Total loans | 73,086,000 | 74,770,000 | 78,994,000 | 81,621,000 |
| Allowance for loan losses | 1,085,000 | 893,000 | 899,000 | 988,000 |
| Securities available for sale | 21,433,000 | 22,045,000 | 21,422,000 | 19,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,207,000 | 89,966,000 | 94,175,000 | 93,903,000 |
| Interest-bearing deposits | 79,670,000 | 76,472,000 | 84,105,000 | 81,842,000 |
| Noninterest-bearing deposits | 9,537,000 | 13,494,000 | 10,070,000 | 12,061,000 |
| Equity capital | 13,726,000 | 13,403,000 | 13,641,000 | 13,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 1,984,000 | 3,044,000 | 4,127,000 |
| Interest expense | 123,000 | 241,000 | 368,000 | 501,000 |
| Net interest income | 866,000 | 1,743,000 | 2,676,000 | 3,626,000 |
| Noninterest income | 71,000 | 141,000 | 224,000 | 286,000 |
| Noninterest expense | 886,000 | 1,744,000 | 2,606,000 | 3,446,000 |
| Provision for loan losses | 75,000 | 150,000 | 235,000 | 370,000 |
| Pretax income | -24,000 | 1,000 | 69,000 | 106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | 1,000 | 69,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,274,000 | 13,326,000 | 13,399,000 | 13,437,000 |
| Total capital | 14,359,000 | 14,219,000 | 14,298,000 | 14,425,000 |
| Risk-weighted assets | 93,289,000 | 93,127,000 | 99,532,000 | 100,577,000 |