Call reports 2013
PEOPLEFIRST BANK — 2013
What PEOPLEFIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 102,089,000 | 104,164,000 | 106,201,000 | 102,967,000 |
| Total loans | 61,784,000 | 69,188,000 | 69,183,000 | 70,228,000 |
| Allowance for loan losses | 1,714,000 | 1,789,000 | 1,275,000 | 1,349,000 |
| Securities available for sale | 31,274,000 | 29,616,000 | 27,252,000 | 24,476,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,062,000 | 88,302,000 | 90,491,000 | 89,635,000 |
| Interest-bearing deposits | 77,263,000 | 79,340,000 | 83,238,000 | 81,489,000 |
| Noninterest-bearing deposits | 8,799,000 | 8,962,000 | 7,253,000 | 8,146,000 |
| Equity capital | 14,779,000 | 14,107,000 | 13,295,000 | 13,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,027,000 | 2,042,000 | 3,012,000 | 3,985,000 |
| Interest expense | 145,000 | 287,000 | 423,000 | 556,000 |
| Net interest income | 882,000 | 1,755,000 | 2,589,000 | 3,429,000 |
| Noninterest income | 74,000 | 162,000 | 232,000 | 284,000 |
| Noninterest expense | 886,000 | 1,753,000 | 2,640,000 | 3,505,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 116,000 | 127,000 | 69,000 | 22,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 127,000 | 69,000 | 22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,705,000 | 13,718,000 | 13,660,000 | 13,601,000 |
| Total capital | 14,566,000 | 14,648,000 | 14,585,000 | 14,522,000 |
| Risk-weighted assets | 68,042,000 | 73,220,000 | 73,621,000 | 73,735,000 |
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