Call reports 2010
PEOPLEFIRST BANK — 2010
What PEOPLEFIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 102,461,000 | 101,375,000 | 103,129,000 | 103,805,000 |
| Total loans | 68,281,000 | 68,495,000 | 67,085,000 | 65,864,000 |
| Allowance for loan losses | 923,000 | 959,000 | 995,000 | 1,042,000 |
| Securities available for sale | 27,909,000 | 26,055,000 | 25,847,000 | 28,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,485,000 | 84,947,000 | 86,493,000 | 87,684,000 |
| Interest-bearing deposits | 76,692,000 | 75,941,000 | 77,175,000 | 78,202,000 |
| Noninterest-bearing deposits | 9,792,000 | 9,006,000 | 9,318,000 | 9,482,000 |
| Equity capital | 13,730,000 | 14,202,000 | 14,375,000 | 13,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,246,000 | 2,501,000 | 3,730,000 | 4,942,000 |
| Interest expense | 349,000 | 657,000 | 934,000 | 1,204,000 |
| Net interest income | 897,000 | 1,844,000 | 2,796,000 | 3,738,000 |
| Noninterest income | 39,000 | 94,000 | 159,000 | 235,000 |
| Noninterest expense | 772,000 | 1,588,000 | 2,418,000 | 3,271,000 |
| Provision for loan losses | 37,000 | 73,000 | 109,000 | 195,000 |
| Pretax income | 127,000 | 278,000 | 442,000 | 521,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 127,000 | 278,000 | 442,000 | 521,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,828,000 | 12,979,000 | 13,153,000 | 13,252,000 |
| Total capital | 13,751,000 | 13,938,000 | 14,097,000 | 14,208,000 |
| Risk-weighted assets | 77,087,000 | 76,644,000 | 75,481,000 | 75,609,000 |
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