Call reports 2008
PEOPLEFIRST BANK — 2008
What PEOPLEFIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,207,000 | 71,427,000 | 78,133,000 | 90,815,000 |
| Total loans | 36,573,000 | 44,951,000 | 51,716,000 | 57,360,000 |
| Allowance for loan losses | 462,000 | 575,000 | 666,000 | 742,000 |
| Securities available for sale | 20,712,000 | 19,959,000 | 16,295,000 | 28,688,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,950,000 | 57,990,000 | 64,786,000 | 73,309,000 |
| Interest-bearing deposits | 50,228,000 | 53,417,000 | 58,152,000 | 67,042,000 |
| Noninterest-bearing deposits | 2,722,000 | 4,573,000 | 6,634,000 | 6,267,000 |
| Equity capital | 14,091,000 | 13,243,000 | 13,113,000 | 13,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,866,000 | 2,925,000 | 4,050,000 |
| Interest expense | 452,000 | 866,000 | 1,296,000 | 1,781,000 |
| Net interest income | 449,000 | 1,000,000 | 1,629,000 | 2,269,000 |
| Noninterest income | 11,000 | 25,000 | 45,000 | 65,000 |
| Noninterest expense | 756,000 | 1,598,000 | 2,351,000 | 3,187,000 |
| Provision for loan losses | 87,000 | 200,000 | 291,000 | 367,000 |
| Pretax income | -383,000 | -773,000 | -968,000 | -1,220,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -383,000 | -773,000 | -968,000 | -1,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,530,000 | 13,170,000 | 13,005,000 | 12,787,000 |
| Total capital | 13,992,000 | 13,745,000 | 13,671,000 | 13,529,000 |
| Risk-weighted assets | 46,303,000 | 54,310,000 | 58,310,000 | 65,272,000 |
Machine access — free, no API key
Every figure shown here about PEOPLEFIRST BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.