Call reports 2019
MONROE BANK & TRUST — 2019
What MONROE BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Total assets | 1,331,836,000 | 1,325,155,000 |
| Total loans | 766,877,000 | 769,413,000 |
| Allowance for loan losses | 7,503,000 | 7,623,000 |
| Securities available for sale | 30,133,000 | 116,445,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,183,753,000 | 1,171,740,000 |
| Interest-bearing deposits | 892,220,000 | 861,690,000 |
| Noninterest-bearing deposits | 291,533,000 | 310,050,000 |
| Equity capital | 128,557,000 | 133,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Interest income | 12,249,000 | 24,725,000 |
| Interest expense | 633,000 | 1,253,000 |
| Net interest income | 11,616,000 | 23,472,000 |
| Noninterest income | 3,724,000 | 8,158,000 |
| Noninterest expense | 9,897,000 | 18,316,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -6,167,000 | 1,731,000 |
| Income tax | -1,414,000 | 41,000 |
| Net income | -4,753,000 | 1,690,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 |
|---|---|---|
| Tier 1 capital | 128,311,000 | 132,547,000 |
| Total capital | 136,149,000 | 140,505,000 |
| Risk-weighted assets | 871,203,000 | 894,221,000 |