Call reports 2018
MONROE BANK & TRUST — 2018
What MONROE BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,325,713,000 | 1,321,572,000 | 1,337,558,000 | 1,335,288,000 |
| Total loans | 722,640,000 | 741,120,000 | 752,895,000 | 769,148,000 |
| Allowance for loan losses | 7,885,000 | 7,958,000 | 7,986,000 | 7,771,000 |
| Securities available for sale | 433,780,000 | 414,266,000 | 399,758,000 | 401,613,000 |
| Securities held to maturity | 36,907,000 | 33,148,000 | 31,073,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,195,022,000 | 1,149,052,000 | 1,166,557,000 | 1,183,714,000 |
| Interest-bearing deposits | 900,120,000 | 854,960,000 | 874,545,000 | 885,206,000 |
| Noninterest-bearing deposits | 294,902,000 | 294,092,000 | 292,012,000 | 298,508,000 |
| Equity capital | 115,936,000 | 118,935,000 | 119,979,000 | 125,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 10,954,000 | 22,274,000 | 34,165,000 | 46,283,000 |
| Interest expense | 420,000 | 910,000 | 1,587,000 | 2,254,000 |
| Net interest income | 10,534,000 | 21,364,000 | 32,578,000 | 44,029,000 |
| Noninterest income | 3,923,000 | 8,341,000 | 12,489,000 | 16,414,000 |
| Noninterest expense | 9,664,000 | 18,738,000 | 27,774,000 | 36,858,000 |
| Provision for loan losses | -100,000 | -100,000 | -100,000 | -100,000 |
| Pretax income | 4,756,000 | 10,917,000 | 17,137,000 | 22,819,000 |
| Income tax | 753,000 | 1,881,000 | 3,033,000 | 4,059,000 |
| Net income | 4,003,000 | 9,036,000 | 14,104,000 | 18,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 127,783,000 | 131,441,000 | 134,355,000 | 135,477,000 |
| Total capital | 136,003,000 | 139,734,000 | 142,676,000 | 143,583,000 |
| Risk-weighted assets | 872,180,000 | 897,098,000 | 912,875,000 | 919,755,000 |