Call reports 2017
MONROE BANK & TRUST — 2017
What MONROE BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,346,295,000 | 1,326,142,000 | 1,347,101,000 | 1,347,101,000 |
| Total loans | 663,449,000 | 683,648,000 | 693,866,000 | 695,325,000 |
| Allowance for loan losses | 8,334,000 | 8,137,000 | 8,010,000 | 7,666,000 |
| Securities available for sale | 480,209,000 | 439,612,000 | 465,323,000 | 442,816,000 |
| Securities held to maturity | 41,452,000 | 38,617,000 | 34,029,000 | 37,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,204,901,000 | 1,178,977,000 | 1,196,904,000 | 1,199,759,000 |
| Interest-bearing deposits | 918,126,000 | 886,474,000 | 897,408,000 | 898,326,000 |
| Noninterest-bearing deposits | 286,775,000 | 292,503,000 | 299,496,000 | 301,433,000 |
| Equity capital | 127,712,000 | 132,338,000 | 134,475,000 | 131,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,049,000 | 20,347,000 | 31,002,000 | 41,790,000 |
| Interest expense | 456,000 | 893,000 | 1,320,000 | 1,737,000 |
| Net interest income | 9,593,000 | 19,454,000 | 29,682,000 | 40,053,000 |
| Noninterest income | 3,812,000 | 8,117,000 | 12,004,000 | 16,435,000 |
| Noninterest expense | 8,945,000 | 17,831,000 | 26,718,000 | 35,680,000 |
| Provision for loan losses | -200,000 | -200,000 | -200,000 | -700,000 |
| Pretax income | 4,670,000 | 10,017,000 | 15,395,000 | 20,962,000 |
| Income tax | 1,414,000 | 3,042,000 | 4,447,000 | 10,059,000 |
| Net income | 3,256,000 | 6,975,000 | 10,948,000 | 10,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,935,000 | 132,565,000 | 135,471,000 | 138,819,000 |
| Total capital | 138,625,000 | 141,066,000 | 143,846,000 | 146,842,000 |
| Risk-weighted assets | 845,048,000 | 848,345,000 | 856,149,000 | 853,426,000 |