Call reports 2013
MONROE BANK & TRUST — 2013
What MONROE BANK & TRUST reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,285,440,000 | 1,161,982,000 | 1,196,925,000 | 1,221,380,000 |
| Total loans | 616,805,000 | 615,828,000 | 611,094,000 | 598,258,000 |
| Allowance for loan losses | 17,899,000 | 17,195,000 | 16,766,000 | 16,209,000 |
| Securities available for sale | 416,047,000 | 376,646,000 | 402,981,000 | 394,511,000 |
| Securities held to maturity | 38,513,000 | 36,719,000 | 31,881,000 | 34,846,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,063,027,000 | 1,041,203,000 | 1,054,414,000 | 1,070,211,000 |
| Interest-bearing deposits | 876,245,000 | 854,584,000 | 867,134,000 | 853,874,000 |
| Noninterest-bearing deposits | 186,782,000 | 186,619,000 | 187,280,000 | 216,337,000 |
| Equity capital | 85,008,000 | 78,229,000 | 99,549,000 | 109,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 10,058,000 | 19,796,000 | 29,557,000 | 39,225,000 |
| Interest expense | 2,014,000 | 3,665,000 | 4,891,000 | 6,033,000 |
| Net interest income | 8,044,000 | 16,131,000 | 24,666,000 | 33,192,000 |
| Noninterest income | 4,021,000 | 7,111,000 | 10,457,000 | 14,077,000 |
| Noninterest expense | 9,372,000 | 18,691,000 | 27,985,000 | 37,791,000 |
| Provision for loan losses | 1,500,000 | 1,900,000 | 2,100,000 | 2,200,000 |
| Pretax income | 1,203,000 | 2,815,000 | 5,345,000 | 7,702,000 |
| Income tax | 0 | 0 | -18,375,000 | -17,681,000 |
| Net income | 1,203,000 | 2,815,000 | 23,720,000 | 25,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,843,000 | 83,693,000 | 87,343,000 | 99,242,000 |
| Total capital | 91,694,000 | 93,497,000 | 97,112,000 | 108,818,000 |
| Risk-weighted assets | 773,947,000 | 773,331,000 | 771,379,000 | 757,597,000 |