Call reports 2011
MONROE BANK & TRUST — 2011
What MONROE BANK & TRUST reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,269,202,000 | 1,232,026,000 | 1,245,061,000 | 1,237,601,000 |
| Total loans | 729,503,000 | 717,488,000 | 703,430,000 | 680,510,000 |
| Allowance for loan losses | 23,427,000 | 22,629,000 | 21,869,000 | 20,865,000 |
| Securities available for sale | 345,594,000 | 327,791,000 | 318,533,000 | 354,507,000 |
| Securities held to maturity | 23,201,000 | 32,999,000 | 29,525,000 | 35,364,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,045,393,000 | 1,018,513,000 | 1,029,815,000 | 1,022,425,000 |
| Interest-bearing deposits | 943,457,000 | 866,104,000 | 865,328,000 | 857,458,000 |
| Noninterest-bearing deposits | 101,936,000 | 152,409,000 | 164,487,000 | 164,967,000 |
| Equity capital | 69,850,000 | 72,453,000 | 74,449,000 | 75,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 12,800,000 | 25,290,000 | 37,754,000 | 49,550,000 |
| Interest expense | 4,030,000 | 7,943,000 | 11,450,000 | 14,421,000 |
| Net interest income | 8,770,000 | 17,347,000 | 26,304,000 | 35,129,000 |
| Noninterest income | 2,357,000 | 5,305,000 | 8,254,000 | 13,594,000 |
| Noninterest expense | 9,337,000 | 18,730,000 | 27,767,000 | 38,859,000 |
| Provision for loan losses | 5,750,000 | 8,600,000 | 11,300,000 | 13,800,000 |
| Pretax income | -3,893,000 | -4,582,000 | -3,858,000 | -2,852,000 |
| Income tax | 0 | 0 | 0 | 500,000 |
| Net income | -3,893,000 | -4,582,000 | -3,858,000 | -3,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,511,000 | 72,842,000 | 73,583,000 | 74,106,000 |
| Total capital | 84,421,000 | 83,548,000 | 84,108,000 | 84,441,000 |
| Risk-weighted assets | 856,895,000 | 839,835,000 | 824,295,000 | 810,325,000 |