Call reports 2008
MONROE BANK & TRUST — 2008
What MONROE BANK & TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,554,515,000 | 1,541,772,000 | 1,504,721,000 | 1,561,561,000 |
| Total loans | 991,402,000 | 989,839,000 | 981,038,000 | 941,731,000 |
| Allowance for loan losses | 17,683,000 | 18,093,000 | 18,408,000 | 18,528,000 |
| Securities available for sale | 390,114,000 | 380,723,000 | 345,387,000 | 406,117,000 |
| Securities held to maturity | 40,768,000 | 38,005,000 | 38,248,000 | 46,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,098,878,000 | 1,068,989,000 | 1,081,944,000 | 1,138,133,000 |
| Interest-bearing deposits | 967,889,000 | 926,718,000 | 943,204,000 | 991,493,000 |
| Noninterest-bearing deposits | 130,989,000 | 142,271,000 | 138,740,000 | 146,640,000 |
| Equity capital | 126,806,000 | 120,072,000 | 119,151,000 | 119,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 22,193,000 | 43,575,000 | 64,684,000 | 84,884,000 |
| Interest expense | 11,747,000 | 22,007,000 | 32,034,000 | 42,514,000 |
| Net interest income | 10,446,000 | 21,568,000 | 32,650,000 | 42,370,000 |
| Noninterest income | 3,904,000 | 7,390,000 | 9,120,000 | 12,841,000 |
| Noninterest expense | 9,386,000 | 19,079,000 | 28,177,000 | 36,770,000 |
| Provision for loan losses | 1,200,000 | 3,900,000 | 8,000,000 | 18,000,000 |
| Pretax income | 3,789,000 | 6,027,000 | 5,964,000 | 863,000 |
| Income tax | 965,000 | 1,410,000 | 985,000 | -1,151,000 |
| Net income | 2,824,000 | 4,617,000 | 4,979,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,441,000 | 127,347,000 | 126,322,000 | 121,398,000 |
| Total capital | 142,375,000 | 141,241,000 | 140,025,000 | 134,853,000 |
| Risk-weighted assets | 1,109,898,000 | 1,106,988,000 | 1,090,045,000 | 1,068,946,000 |
Machine access — free, no API key
Every figure shown here about MONROE BANK & TRUST — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.