Call reports 2007
MONROE BANK & TRUST — 2007
What MONROE BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,547,169,000 | 1,515,469,000 | 1,559,401,000 | 1,555,967,000 |
| Total loans | 989,322,000 | 1,002,248,000 | 1,008,875,000 | 1,002,259,000 |
| Allowance for loan losses | 14,069,000 | 14,080,000 | 14,323,000 | 20,222,000 |
| Securities available for sale | 383,259,000 | 331,940,000 | 367,548,000 | 380,238,000 |
| Securities held to maturity | 53,203,000 | 49,734,000 | 49,857,000 | 44,734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,099,870,000 | 1,081,709,000 | 1,113,437,000 | 1,113,080,000 |
| Interest-bearing deposits | 952,379,000 | 932,561,000 | 970,495,000 | 968,865,000 |
| Noninterest-bearing deposits | 147,491,000 | 149,148,000 | 142,942,000 | 144,215,000 |
| Equity capital | 135,370,000 | 130,169,000 | 130,361,000 | 126,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 23,719,000 | 47,008,000 | 70,561,000 | 93,547,000 |
| Interest expense | 12,534,000 | 25,035,000 | 37,924,000 | 50,782,000 |
| Net interest income | 11,185,000 | 21,973,000 | 32,637,000 | 42,765,000 |
| Noninterest income | 3,743,000 | 7,756,000 | 11,673,000 | 14,876,000 |
| Noninterest expense | 9,021,000 | 18,250,000 | 27,472,000 | 36,267,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,500,000 | 11,407,000 |
| Pretax income | 5,157,000 | 10,071,000 | 14,434,000 | 9,887,000 |
| Income tax | 1,406,000 | 2,769,000 | 3,939,000 | 2,092,000 |
| Net income | 3,751,000 | 7,302,000 | 10,495,000 | 7,795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 139,716,000 | 137,272,000 | 134,488,000 | 128,803,000 |
| Total capital | 153,266,000 | 150,764,000 | 148,341,000 | 142,632,000 |
| Risk-weighted assets | 1,082,500,000 | 1,078,460,000 | 1,107,518,000 | 1,098,893,000 |
Machine access — free, no API key
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