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Call reports 2006

MONROE BANK & TRUST — 2006

What MONROE BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/37f72e14-6740-4fd0-9cb2-65e8b2d8bbea/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets1,615,067,0001,597,920,0001,587,829,0001,566,267,000
Total loans1,003,757,0001,024,814,0001,008,915,000998,998,000
Allowance for loan losses14,204,00017,502,00013,542,00013,764,000
Securities available for sale424,611,000378,690,000390,196,000374,087,000
Securities held to maturity67,431,00062,528,00061,562,00064,938,000
Trading assets0000
Total deposits1,150,957,0001,118,002,0001,129,213,0001,119,569,000
Interest-bearing deposits987,208,000973,581,000972,261,000957,369,000
Noninterest-bearing deposits163,749,000144,421,000156,952,000162,200,000
Equity capital148,698,000138,974,000138,079,000135,007,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income23,728,00047,673,00071,837,00095,928,000
Interest expense11,560,00023,578,00036,363,00049,289,000
Net interest income12,168,00024,095,00035,474,00046,639,000
Noninterest income3,613,0006,008,0009,134,00012,840,000
Noninterest expense8,483,00017,197,00025,988,00034,395,000
Provision for loan losses675,0007,350,00015,300,00016,475,000
Pretax income6,643,000649,000-1,581,0003,552,000
Income tax1,881,000-570,000-1,706,000-325,000
Net income4,762,0001,219,000125,0003,877,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital155,295,000146,754,000140,686,000139,951,000
Total capital169,590,000160,986,000154,512,000153,730,000
Risk-weighted assets1,143,147,0001,135,043,0001,118,518,0001,101,255,000

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