Call reports 2005
MONROE BANK & TRUST — 2005
What MONROE BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,551,608,000 | 1,583,501,000 | 1,610,294,000 | 1,638,354,000 |
| Total loans | 940,165,000 | 966,941,000 | 972,943,000 | 989,313,000 |
| Allowance for loan losses | 12,040,000 | 12,575,000 | 12,565,000 | 13,625,000 |
| Securities available for sale | 429,422,000 | 437,646,000 | 444,814,000 | 444,021,000 |
| Securities held to maturity | 76,430,000 | 75,155,000 | 75,528,000 | 76,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,102,333,000 | 1,109,279,000 | 1,148,910,000 | 1,187,747,000 |
| Interest-bearing deposits | 955,646,000 | 949,038,000 | 993,134,000 | 1,006,420,000 |
| Noninterest-bearing deposits | 146,687,000 | 160,241,000 | 155,776,000 | 181,327,000 |
| Equity capital | 152,717,000 | 156,066,000 | 152,856,000 | 150,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 20,917,000 | 42,831,000 | 66,007,000 | 89,694,000 |
| Interest expense | 8,297,000 | 17,525,000 | 27,589,000 | 38,583,000 |
| Net interest income | 12,620,000 | 25,306,000 | 38,418,000 | 51,111,000 |
| Noninterest income | 3,304,000 | 7,058,000 | 9,397,000 | 12,957,000 |
| Noninterest expense | 8,675,000 | 17,035,000 | 24,691,000 | 32,469,000 |
| Provision for loan losses | 600,000 | 1,200,000 | 5,300,000 | 6,906,000 |
| Pretax income | 6,812,000 | 14,415,000 | 18,096,000 | 24,988,000 |
| Income tax | 1,880,000 | 4,082,000 | 5,186,000 | 6,911,000 |
| Net income | 4,932,000 | 10,333,000 | 12,910,000 | 18,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,332,000 | 155,147,000 | 154,238,000 | 155,519,000 |
| Total capital | 168,660,000 | 168,035,000 | 167,101,000 | 169,434,000 |
| Risk-weighted assets | 1,075,509,000 | 1,099,511,000 | 1,118,656,000 | 1,138,916,000 |
Machine access — free, no API key
Every figure shown here about MONROE BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.