Call reports 2016
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA — 2016
What THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 976,352,000 | 1,003,594,000 | 990,485,000 | 952,870,000 |
| Total loans | 556,359,000 | 539,766,000 | 531,902,000 | 529,006,000 |
| Allowance for loan losses | 12,245,000 | 12,352,000 | 12,368,000 | 12,662,000 |
| Securities available for sale | 211,663,000 | 210,600,000 | 212,114,000 | 209,460,000 |
| Securities held to maturity | 82,639,000 | 82,763,000 | 84,352,000 | 86,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 786,575,000 | 808,590,000 | 786,563,000 | 775,291,000 |
| Interest-bearing deposits | 550,333,000 | 565,310,000 | 559,691,000 | 533,038,000 |
| Noninterest-bearing deposits | 236,242,000 | 243,280,000 | 226,872,000 | 242,253,000 |
| Equity capital | 95,193,000 | 97,831,000 | 99,426,000 | 97,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,957,000 | 14,188,000 | 21,165,000 | 28,424,000 |
| Interest expense | 569,000 | 1,165,000 | 1,782,000 | 2,413,000 |
| Net interest income | 6,388,000 | 13,023,000 | 19,383,000 | 26,011,000 |
| Noninterest income | 3,715,000 | 7,670,000 | 11,688,000 | 15,551,000 |
| Noninterest expense | 5,923,000 | 12,265,000 | 18,532,000 | 25,375,000 |
| Provision for loan losses | 0 | 0 | 0 | 460,000 |
| Pretax income | 4,180,000 | 8,434,000 | 12,545,000 | 15,711,000 |
| Income tax | 1,306,000 | 2,642,000 | 3,920,000 | 4,892,000 |
| Net income | 2,874,000 | 5,792,000 | 8,625,000 | 10,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,449,000 | 95,128,000 | 96,725,000 | 97,682,000 |
| Total capital | 101,540,000 | 102,907,000 | 104,524,000 | 105,444,000 |
| Risk-weighted assets | 639,379,000 | 614,317,000 | 615,093,000 | 610,087,000 |