Call reports 2015
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA — 2015
What THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 870,869,000 | 966,779,000 | 972,585,000 | 946,593,000 |
| Total loans | 492,444,000 | 513,045,000 | 509,004,000 | 532,635,000 |
| Allowance for loan losses | 11,601,000 | 11,598,000 | 11,595,000 | 12,243,000 |
| Securities available for sale | 177,174,000 | 202,238,000 | 207,401,000 | 207,549,000 |
| Securities held to maturity | 56,844,000 | 78,797,000 | 82,889,000 | 83,687,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 671,429,000 | 770,812,000 | 768,248,000 | 787,792,000 |
| Interest-bearing deposits | 442,891,000 | 528,703,000 | 526,748,000 | 532,483,000 |
| Noninterest-bearing deposits | 228,538,000 | 242,109,000 | 241,500,000 | 255,309,000 |
| Equity capital | 88,243,000 | 89,548,000 | 92,665,000 | 92,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,132,000 | 12,813,000 | 19,608,000 | 27,065,000 |
| Interest expense | 465,000 | 964,000 | 1,467,000 | 1,993,000 |
| Net interest income | 5,667,000 | 11,849,000 | 18,141,000 | 25,072,000 |
| Noninterest income | 3,750,000 | 7,726,000 | 11,915,000 | 15,954,000 |
| Noninterest expense | 5,531,000 | 11,845,000 | 17,895,000 | 24,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 972,000 |
| Pretax income | 3,886,000 | 7,704,000 | 12,135,000 | 15,233,000 |
| Income tax | 1,245,000 | 2,432,000 | 3,830,000 | 4,707,000 |
| Net income | 2,641,000 | 5,272,000 | 8,305,000 | 10,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,747,000 | 88,473,000 | 91,015,000 | 91,972,000 |
| Total capital | 93,656,000 | 96,097,000 | 98,640,000 | 99,835,000 |
| Risk-weighted assets | 544,291,000 | 602,048,000 | 603,093,000 | 621,392,000 |