Call reports 2025
FALCON INTERNATIONAL BANK — 2025
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,121,798,000 | 2,119,328,000 | 2,152,566,000 | 2,178,874,000 |
| Total loans | 1,333,995,000 | 1,372,054,000 | 1,392,238,000 | 1,420,268,000 |
| Allowance for loan losses | 13,740,000 | 14,087,000 | 14,677,000 | 15,586,000 |
| Securities available for sale | 284,291,000 | 278,214,000 | 270,163,000 | 271,102,000 |
| Securities held to maturity | 82,210,000 | 81,348,000 | 80,425,000 | 79,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,871,146,000 | 1,861,701,000 | 1,884,861,000 | 1,905,323,000 |
| Interest-bearing deposits | 1,356,018,000 | 1,328,793,000 | 1,313,670,000 | 1,394,330,000 |
| Noninterest-bearing deposits | 515,128,000 | 532,908,000 | 571,191,000 | 510,993,000 |
| Equity capital | 237,339,000 | 244,457,000 | 254,385,000 | 262,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 27,948,000 | 57,073,000 | 86,458,000 | 115,812,000 |
| Interest expense | 9,278,000 | 18,701,000 | 28,195,000 | 37,646,000 |
| Net interest income | 18,670,000 | 38,372,000 | 58,263,000 | 78,166,000 |
| Noninterest income | 3,474,000 | 6,922,000 | 11,649,000 | 15,661,000 |
| Noninterest expense | 12,728,000 | 24,761,000 | 38,153,000 | 50,821,000 |
| Provision for loan losses | 150,000 | 580,000 | 1,205,000 | 2,175,000 |
| Pretax income | 9,636,000 | 20,372,000 | 31,245,000 | 41,771,000 |
| Income tax | 1,941,000 | 4,112,000 | 6,539,000 | 8,665,000 |
| Net income | 7,695,000 | 16,260,000 | 24,706,000 | 33,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,145,000 | 284,960,000 | 291,656,000 | 298,305,000 |
| Total capital | 293,203,000 | 300,365,000 | 307,652,000 | 315,009,000 |
| Risk-weighted assets | 1,449,229,000 | 1,480,014,000 | 1,498,974,000 | 1,527,981,000 |