Call reports 2024
FALCON INTERNATIONAL BANK — 2024
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,047,163,000 | 1,988,464,000 | 1,968,691,000 | 2,014,765,000 |
| Total loans | 1,220,077,000 | 1,193,684,000 | 1,234,026,000 | 1,293,613,000 |
| Allowance for loan losses | 13,493,000 | 13,446,000 | 13,362,000 | 13,695,000 |
| Securities available for sale | 313,581,000 | 306,343,000 | 308,404,000 | 285,141,000 |
| Securities held to maturity | 88,661,000 | 87,737,000 | 86,836,000 | 86,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,823,886,000 | 1,761,033,000 | 1,724,627,000 | 1,774,497,000 |
| Interest-bearing deposits | 1,281,460,000 | 1,226,469,000 | 1,199,954,000 | 1,251,669,000 |
| Noninterest-bearing deposits | 542,426,000 | 534,564,000 | 524,673,000 | 522,828,000 |
| Equity capital | 210,574,000 | 215,371,000 | 230,903,000 | 228,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 26,788,000 | 54,604,000 | 82,079,000 | 110,066,000 |
| Interest expense | 9,444,000 | 19,233,000 | 28,908,000 | 38,109,000 |
| Net interest income | 17,344,000 | 35,371,000 | 53,171,000 | 71,957,000 |
| Noninterest income | 5,082,000 | 8,466,000 | 11,989,000 | 15,630,000 |
| Noninterest expense | 12,077,000 | 22,963,000 | 35,207,000 | 46,386,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 9,902,000 | 20,227,000 | 30,145,000 | 40,579,000 |
| Income tax | 1,995,000 | 4,080,000 | 6,122,000 | 8,229,000 |
| Net income | 7,907,000 | 16,147,000 | 24,023,000 | 32,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,506,000 | 259,247,000 | 265,622,000 | 272,200,000 |
| Total capital | 267,092,000 | 274,011,000 | 280,303,000 | 287,213,000 |
| Risk-weighted assets | 1,316,538,000 | 1,279,138,000 | 1,314,085,000 | 1,416,704,000 |