Call reports 2023
FALCON INTERNATIONAL BANK — 2023
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,968,752,000 | 1,975,494,000 | 1,915,523,000 | 1,913,349,000 |
| Total loans | 1,136,351,000 | 1,156,747,000 | 1,168,006,000 | 1,176,475,000 |
| Allowance for loan losses | 13,424,000 | 13,395,000 | 13,343,000 | 13,352,000 |
| Securities available for sale | 305,689,000 | 295,979,000 | 279,422,000 | 299,543,000 |
| Securities held to maturity | 104,530,000 | 103,667,000 | 102,748,000 | 98,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,770,234,000 | 1,773,957,000 | 1,718,902,000 | 1,696,772,000 |
| Interest-bearing deposits | 1,185,957,000 | 1,189,990,000 | 1,141,661,000 | 1,151,976,000 |
| Noninterest-bearing deposits | 584,278,000 | 583,967,000 | 577,241,000 | 544,796,000 |
| Equity capital | 189,375,000 | 192,438,000 | 186,792,000 | 207,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 23,263,000 | 47,839,000 | 73,159,000 | 98,561,000 |
| Interest expense | 4,982,000 | 11,543,000 | 19,071,000 | 27,182,000 |
| Net interest income | 18,281,000 | 36,296,000 | 54,088,000 | 71,379,000 |
| Noninterest income | 3,953,000 | 8,529,000 | 12,386,000 | 15,577,000 |
| Noninterest expense | 10,923,000 | 21,487,000 | 33,326,000 | 44,337,000 |
| Provision for loan losses | 0 | 0 | 0 | 300,000 |
| Pretax income | 11,583,000 | 23,264,000 | 32,433,000 | 42,566,000 |
| Income tax | 2,352,000 | 4,725,000 | 6,569,000 | 8,616,000 |
| Net income | 9,231,000 | 18,539,000 | 25,864,000 | 33,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 225,881,000 | 233,688,000 | 239,513,000 | 246,100,000 |
| Total capital | 240,399,000 | 248,176,000 | 253,949,000 | 260,545,000 |
| Risk-weighted assets | 1,265,842,000 | 1,271,339,000 | 1,278,367,000 | 1,274,647,000 |