Call reports 2022
FALCON INTERNATIONAL BANK — 2022
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,909,284,000 | 1,900,367,000 | 1,891,072,000 | 1,920,444,000 |
| Total loans | 1,041,171,000 | 1,067,728,000 | 1,091,917,000 | 1,119,820,000 |
| Allowance for loan losses | 13,107,000 | 14,622,000 | 14,589,000 | 14,552,000 |
| Securities available for sale | 249,622,000 | 252,478,000 | 254,564,000 | 278,840,000 |
| Securities held to maturity | 109,002,000 | 107,659,000 | 106,480,000 | 105,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,722,998,000 | 1,722,819,000 | 1,718,944,000 | 1,737,565,000 |
| Interest-bearing deposits | 1,229,438,000 | 1,106,349,000 | 1,037,210,000 | 1,096,052,000 |
| Noninterest-bearing deposits | 493,560,000 | 616,471,000 | 681,735,000 | 641,513,000 |
| Equity capital | 180,540,000 | 175,015,000 | 168,863,000 | 178,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,282,000 | 30,102,000 | 48,474,000 | 69,700,000 |
| Interest expense | 1,439,000 | 2,821,000 | 4,722,000 | 7,726,000 |
| Net interest income | 12,843,000 | 27,281,000 | 43,752,000 | 61,974,000 |
| Noninterest income | 4,988,000 | 9,114,000 | 12,635,000 | 15,814,000 |
| Noninterest expense | 9,327,000 | 20,176,000 | 30,495,000 | 40,239,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,295,000 | 14,147,000 | 22,907,000 | 34,589,000 |
| Income tax | 1,275,000 | 2,635,000 | 4,394,000 | 7,121,000 |
| Net income | 6,020,000 | 11,512,000 | 18,513,000 | 27,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,802,000 | 204,318,000 | 210,295,000 | 218,150,000 |
| Total capital | 212,909,000 | 218,940,000 | 224,884,000 | 232,702,000 |
| Risk-weighted assets | 1,161,845,000 | 1,200,120,000 | 1,253,251,000 | 1,263,827,000 |