Call reports 2021
FALCON INTERNATIONAL BANK — 2021
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,650,813,000 | 1,670,512,000 | 1,737,316,000 | 1,844,758,000 |
| Total loans | 943,159,000 | 936,849,000 | 965,165,000 | 1,032,268,000 |
| Allowance for loan losses | 13,057,000 | 13,073,000 | 13,049,000 | 13,128,000 |
| Securities available for sale | 335,510,000 | 329,331,000 | 304,239,000 | 279,454,000 |
| Securities held to maturity | 0 | 0 | 57,577,000 | 81,273,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,467,512,000 | 1,482,041,000 | 1,545,802,000 | 1,650,983,000 |
| Interest-bearing deposits | 1,116,272,000 | 1,097,542,000 | 1,114,147,000 | 1,173,847,000 |
| Noninterest-bearing deposits | 351,240,000 | 384,499,000 | 431,655,000 | 477,136,000 |
| Equity capital | 179,386,000 | 185,035,000 | 187,558,000 | 191,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,173,000 | 26,212,000 | 39,383,000 | 53,744,000 |
| Interest expense | 1,484,000 | 2,870,000 | 4,231,000 | 5,555,000 |
| Net interest income | 11,689,000 | 23,342,000 | 35,152,000 | 48,189,000 |
| Noninterest income | 2,880,000 | 5,284,000 | 8,219,000 | 12,342,000 |
| Noninterest expense | 8,542,000 | 17,374,000 | 25,801,000 | 35,315,000 |
| Provision for loan losses | 150,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 5,461,000 | 10,661,000 | 17,000,000 | 24,399,000 |
| Income tax | 1,084,000 | 2,105,000 | 3,360,000 | 4,889,000 |
| Net income | 4,377,000 | 8,556,000 | 13,640,000 | 19,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,398,000 | 185,779,000 | 189,861,000 | 194,731,000 |
| Total capital | 195,297,000 | 198,674,000 | 202,910,000 | 207,859,000 |
| Risk-weighted assets | 1,031,730,000 | 1,031,427,000 | 1,093,968,000 | 1,149,987,000 |