Call reports 2020
FALCON INTERNATIONAL BANK — 2020
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,349,605,000 | 1,478,163,000 | 1,469,913,000 | 1,563,078,000 |
| Total loans | 878,544,000 | 919,258,000 | 918,273,000 | 924,196,000 |
| Allowance for loan losses | 10,339,000 | 11,923,000 | 12,371,000 | 12,896,000 |
| Securities available for sale | 234,995,000 | 246,987,000 | 258,250,000 | 306,175,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,171,855,000 | 1,295,135,000 | 1,286,525,000 | 1,377,434,000 |
| Interest-bearing deposits | 927,627,000 | 984,485,000 | 944,855,000 | 1,048,323,000 |
| Noninterest-bearing deposits | 244,229,000 | 310,650,000 | 341,671,000 | 329,110,000 |
| Equity capital | 171,252,000 | 175,007,000 | 177,646,000 | 182,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,209,000 | 28,033,000 | 40,969,000 | 54,921,000 |
| Interest expense | 2,343,000 | 4,141,000 | 5,702,000 | 7,179,000 |
| Net interest income | 11,866,000 | 23,892,000 | 35,267,000 | 47,742,000 |
| Noninterest income | 2,975,000 | 6,335,000 | 10,048,000 | 13,429,000 |
| Noninterest expense | 9,044,000 | 17,867,000 | 26,171,000 | 34,976,000 |
| Provision for loan losses | 75,000 | 1,600,000 | 2,050,000 | 2,500,000 |
| Pretax income | 5,940,000 | 11,142,000 | 17,648,000 | 24,135,000 |
| Income tax | 1,207,000 | 2,260,000 | 3,512,000 | 4,633,000 |
| Net income | 4,733,000 | 8,882,000 | 14,136,000 | 19,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,952,000 | 169,902,000 | 174,306,000 | 178,872,000 |
| Total capital | 177,291,000 | 181,813,000 | 186,287,000 | 191,359,000 |
| Risk-weighted assets | 927,200,000 | 952,906,000 | 958,128,000 | 998,569,000 |