Call reports 2019
FALCON INTERNATIONAL BANK — 2019
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,198,564,000 | 1,252,332,000 | 1,260,172,000 | 1,294,446,000 |
| Total loans | 792,880,000 | 805,012,000 | 818,161,000 | 848,325,000 |
| Allowance for loan losses | 10,376,000 | 10,384,000 | 10,415,000 | 10,346,000 |
| Securities available for sale | 115,131,000 | 147,464,000 | 208,053,000 | 222,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,040,335,000 | 1,088,545,000 | 1,093,336,000 | 1,127,186,000 |
| Interest-bearing deposits | 797,364,000 | 847,849,000 | 838,083,000 | 890,476,000 |
| Noninterest-bearing deposits | 242,971,000 | 240,696,000 | 255,253,000 | 236,710,000 |
| Equity capital | 150,952,000 | 156,795,000 | 160,407,000 | 162,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,619,000 | 27,744,000 | 42,274,000 | 56,652,000 |
| Interest expense | 2,095,000 | 4,453,000 | 6,941,000 | 9,308,000 |
| Net interest income | 11,524,000 | 23,291,000 | 35,333,000 | 47,344,000 |
| Noninterest income | 5,175,000 | 8,233,000 | 11,107,000 | 13,530,000 |
| Noninterest expense | 8,926,000 | 18,272,000 | 26,674,000 | 35,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 7,943,000 | 13,583,000 | 20,177,000 | 26,109,000 |
| Income tax | 1,638,000 | 2,785,000 | 4,128,000 | 5,293,000 |
| Net income | 6,305,000 | 10,798,000 | 16,049,000 | 20,816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 151,359,000 | 155,851,000 | 159,302,000 | 162,220,000 |
| Total capital | 161,653,000 | 166,235,000 | 169,717,000 | 172,566,000 |
| Risk-weighted assets | 823,432,000 | 839,056,000 | 844,473,000 | 891,332,000 |