Call reports 2018
FALCON INTERNATIONAL BANK — 2018
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,153,609,000 | 1,142,983,000 | 1,152,452,000 | 1,150,739,000 |
| Total loans | 802,517,000 | 800,186,000 | 801,028,000 | 797,104,000 |
| Allowance for loan losses | 10,051,000 | 10,149,000 | 10,248,000 | 10,314,000 |
| Securities available for sale | 100,110,000 | 104,054,000 | 112,091,000 | 118,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,014,581,000 | 1,002,136,000 | 1,006,664,000 | 1,002,875,000 |
| Interest-bearing deposits | 780,610,000 | 774,667,000 | 772,705,000 | 761,704,000 |
| Noninterest-bearing deposits | 233,971,000 | 227,469,000 | 233,959,000 | 241,171,000 |
| Equity capital | 132,656,000 | 135,240,000 | 139,595,000 | 143,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,707,000 | 24,029,000 | 36,857,000 | 50,400,000 |
| Interest expense | 1,269,000 | 2,706,000 | 4,342,000 | 6,190,000 |
| Net interest income | 10,438,000 | 21,323,000 | 32,515,000 | 44,210,000 |
| Noninterest income | 3,224,000 | 6,416,000 | 9,596,000 | 12,587,000 |
| Noninterest expense | 8,040,000 | 16,450,000 | 24,588,000 | 33,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,622,000 | 11,289,000 | 17,523,000 | 23,308,000 |
| Income tax | 1,151,000 | 2,311,000 | 3,589,000 | 5,000,000 |
| Net income | 4,471,000 | 8,978,000 | 13,934,000 | 18,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 134,603,000 | 137,245,000 | 142,107,000 | 144,957,000 |
| Total capital | 144,654,000 | 147,334,000 | 152,307,000 | 155,090,000 |
| Risk-weighted assets | 818,706,000 | 807,050,000 | 815,952,000 | 810,449,000 |