Call reports 2017
FALCON INTERNATIONAL BANK — 2017
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,135,603,000 | 1,132,256,000 | 1,132,273,000 | 1,119,377,000 |
| Total loans | 717,164,000 | 754,981,000 | 787,887,000 | 801,638,000 |
| Allowance for loan losses | 9,780,000 | 9,859,000 | 9,933,000 | 10,019,000 |
| Securities available for sale | 91,789,000 | 105,104,000 | 104,490,000 | 102,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,006,811,000 | 1,000,923,000 | 997,554,000 | 985,337,000 |
| Interest-bearing deposits | 847,256,000 | 832,517,000 | 765,906,000 | 758,940,000 |
| Noninterest-bearing deposits | 159,555,000 | 168,406,000 | 231,649,000 | 226,397,000 |
| Equity capital | 121,700,000 | 125,385,000 | 128,330,000 | 129,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,378,000 | 21,473,000 | 33,168,000 | 44,987,000 |
| Interest expense | 1,032,000 | 2,067,000 | 3,119,000 | 4,258,000 |
| Net interest income | 9,346,000 | 19,406,000 | 30,049,000 | 40,729,000 |
| Noninterest income | 2,504,000 | 5,032,000 | 7,573,000 | 10,117,000 |
| Noninterest expense | 7,575,000 | 15,306,000 | 23,089,000 | 31,364,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,275,000 | 9,134,000 | 14,561,000 | 19,510,000 |
| Income tax | 1,405,000 | 3,008,000 | 4,820,000 | 7,004,000 |
| Net income | 2,870,000 | 6,126,000 | 9,741,000 | 12,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,013,000 | 125,388,000 | 128,470,000 | 130,302,000 |
| Total capital | 131,487,000 | 135,247,000 | 138,403,000 | 140,321,000 |
| Risk-weighted assets | 757,645,000 | 790,901,000 | 820,336,000 | 824,058,000 |