Call reports 2016
FALCON INTERNATIONAL BANK — 2016
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,004,551,000 | 1,017,731,000 | 1,036,562,000 | 1,110,805,000 |
| Total loans | 646,710,000 | 643,746,000 | 676,857,000 | 711,058,000 |
| Allowance for loan losses | 9,719,000 | 9,683,000 | 9,660,000 | 9,683,000 |
| Securities available for sale | 67,388,000 | 74,620,000 | 84,529,000 | 94,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 884,100,000 | 895,253,000 | 909,618,000 | 983,013,000 |
| Interest-bearing deposits | 763,295,000 | 762,313,000 | 764,228,000 | 839,265,000 |
| Noninterest-bearing deposits | 120,805,000 | 132,940,000 | 145,390,000 | 143,748,000 |
| Equity capital | 113,624,000 | 116,550,000 | 120,045,000 | 119,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,468,000 | 18,849,000 | 28,549,000 | 38,249,000 |
| Interest expense | 1,000,000 | 1,988,000 | 2,950,000 | 3,945,000 |
| Net interest income | 8,468,000 | 16,861,000 | 25,599,000 | 34,304,000 |
| Noninterest income | 2,295,000 | 4,551,000 | 8,728,000 | 11,828,000 |
| Noninterest expense | 6,795,000 | 13,547,000 | 21,110,000 | 28,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,968,000 | 7,865,000 | 13,217,000 | 17,638,000 |
| Income tax | 1,299,000 | 2,573,000 | 4,330,000 | 5,824,000 |
| Net income | 2,669,000 | 5,292,000 | 8,887,000 | 11,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,263,000 | 115,886,000 | 119,482,000 | 120,158,000 |
| Total capital | 121,677,000 | 124,470,000 | 128,289,000 | 129,362,000 |
| Risk-weighted assets | 667,277,000 | 675,977,000 | 696,782,000 | 735,827,000 |