Call reports 2015
FALCON INTERNATIONAL BANK — 2015
What FALCON INTERNATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 935,649,000 | 981,082,000 | 983,773,000 | 975,274,000 |
| Total loans | 587,581,000 | 619,461,000 | 640,894,000 | 650,280,000 |
| Allowance for loan losses | 10,676,000 | 9,795,000 | 9,830,000 | 9,763,000 |
| Securities available for sale | 84,424,000 | 81,554,000 | 76,330,000 | 64,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 819,123,000 | 863,634,000 | 867,621,000 | 858,322,000 |
| Interest-bearing deposits | 680,879,000 | 707,086,000 | 709,528,000 | 702,446,000 |
| Noninterest-bearing deposits | 138,244,000 | 156,548,000 | 158,092,000 | 155,877,000 |
| Equity capital | 107,486,000 | 109,570,000 | 108,784,000 | 111,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,391,000 | 16,979,000 | 26,248,000 | 35,673,000 |
| Interest expense | 947,000 | 1,900,000 | 2,866,000 | 3,824,000 |
| Net interest income | 7,444,000 | 15,079,000 | 23,382,000 | 31,849,000 |
| Noninterest income | 2,007,000 | 4,127,000 | 7,277,000 | 9,567,000 |
| Noninterest expense | 6,335,000 | 13,215,000 | 20,186,000 | 27,083,000 |
| Provision for loan losses | 0 | -750,000 | -750,000 | -750,000 |
| Pretax income | 3,116,000 | 6,741,000 | 11,223,000 | 15,083,000 |
| Income tax | 1,007,000 | 2,186,000 | 3,655,000 | 4,913,000 |
| Net income | 2,109,000 | 4,555,000 | 7,568,000 | 10,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 107,033,000 | 109,480,000 | 108,492,000 | 111,095,000 |
| Total capital | 115,097,000 | 117,797,000 | 117,123,000 | 119,604,000 |
| Risk-weighted assets | 636,781,000 | 662,407,000 | 685,068,000 | 678,321,000 |