Call reports 2025
FOUNTAIN TRUST COMPANY, THE — 2025
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 678,277,000 | 669,499,000 | 673,445,000 | 675,926,000 |
| Total loans | 349,725,000 | 362,041,000 | 360,669,000 | 371,742,000 |
| Allowance for loan losses | 5,749,000 | 5,749,000 | 5,749,000 | 5,749,000 |
| Securities available for sale | 217,419,000 | 212,054,000 | 207,652,000 | 207,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,058,000 | 604,157,000 | 603,631,000 | 605,805,000 |
| Interest-bearing deposits | 452,185,000 | 450,157,000 | 447,167,000 | 454,927,000 |
| Noninterest-bearing deposits | 162,873,000 | 154,000,000 | 156,464,000 | 150,878,000 |
| Equity capital | 59,839,000 | 61,941,000 | 66,042,000 | 67,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,052,000 | 16,358,000 | 24,546,000 | 32,987,000 |
| Interest expense | 2,132,000 | 4,216,000 | 6,298,000 | 8,303,000 |
| Net interest income | 5,920,000 | 12,142,000 | 18,248,000 | 24,684,000 |
| Noninterest income | 1,097,000 | 2,240,000 | 3,444,000 | 4,509,000 |
| Noninterest expense | 4,130,000 | 8,633,000 | 13,148,000 | 18,376,000 |
| Provision for loan losses | -50,000 | -39,000 | -4,000 | 47,000 |
| Pretax income | 2,937,000 | 5,788,000 | 8,548,000 | 10,809,000 |
| Income tax | 601,000 | 1,165,000 | 1,783,000 | 2,298,000 |
| Net income | 2,336,000 | 4,623,000 | 6,765,000 | 8,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,464,000 | 70,521,000 | 72,373,000 | 72,725,000 |
| Total capital | 73,309,000 | 75,477,000 | 77,317,000 | 77,751,000 |
| Risk-weighted assets | 386,698,000 | 395,705,000 | 394,697,000 | 401,361,000 |