Call reports 2023
FOUNTAIN TRUST COMPANY, THE — 2023
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 710,568,000 | 696,630,000 | 690,350,000 | 685,850,000 |
| Total loans | 333,753,000 | 339,869,000 | 346,440,000 | 347,864,000 |
| Allowance for loan losses | 5,536,000 | 5,536,000 | 5,536,000 | 5,387,000 |
| Securities available for sale | 306,555,000 | 290,405,000 | 276,536,000 | 279,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,036,000 | 534,642,000 | 557,000,000 | 568,881,000 |
| Interest-bearing deposits | 371,456,000 | 377,675,000 | 389,463,000 | 402,658,000 |
| Noninterest-bearing deposits | 172,580,000 | 156,967,000 | 167,537,000 | 166,223,000 |
| Equity capital | 50,096,000 | 50,767,000 | 51,651,000 | 53,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,488,000 | 15,044,000 | 22,781,000 | 30,856,000 |
| Interest expense | 2,062,000 | 4,230,000 | 6,749,000 | 9,225,000 |
| Net interest income | 5,426,000 | 10,814,000 | 16,032,000 | 21,631,000 |
| Noninterest income | 923,000 | 1,877,000 | 2,969,000 | 3,955,000 |
| Noninterest expense | 4,263,000 | 8,488,000 | 12,744,000 | 17,415,000 |
| Provision for loan losses | 10,000 | 8,000 | 80,000 | 88,000 |
| Pretax income | 1,190,000 | 3,309,000 | 5,291,000 | 7,197,000 |
| Income tax | 125,000 | 340,000 | 697,000 | 1,175,000 |
| Net income | 1,065,000 | 2,969,000 | 4,594,000 | 6,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,253,000 | 65,927,000 | 67,269,000 | 65,065,000 |
| Total capital | 69,095,000 | 70,843,000 | 72,255,000 | 69,934,000 |
| Risk-weighted assets | 386,674,000 | 392,663,000 | 398,302,000 | 388,973,000 |