Call reports 2022
FOUNTAIN TRUST COMPANY, THE — 2022
What FOUNTAIN TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 610,625,000 | 674,869,000 | 711,481,000 | 721,066,000 |
| Total loans | 294,266,000 | 305,887,000 | 320,231,000 | 329,446,000 |
| Allowance for loan losses | 4,128,000 | 4,233,000 | 4,516,000 | 5,486,000 |
| Securities available for sale | 268,541,000 | 322,975,000 | 337,965,000 | 334,266,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 558,002,000 | 540,327,000 | 548,901,000 | 545,536,000 |
| Interest-bearing deposits | 385,780,000 | 384,473,000 | 381,674,000 | 376,779,000 |
| Noninterest-bearing deposits | 172,222,000 | 155,854,000 | 167,227,000 | 168,757,000 |
| Equity capital | 51,130,000 | 55,993,000 | 51,078,000 | 45,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,526,000 | 9,616,000 | 15,936,000 | 23,502,000 |
| Interest expense | 177,000 | 382,000 | 973,000 | 2,171,000 |
| Net interest income | 4,349,000 | 9,234,000 | 14,963,000 | 21,331,000 |
| Noninterest income | 1,026,000 | 2,183,000 | 3,490,000 | 4,463,000 |
| Noninterest expense | 3,457,000 | 7,075,000 | 11,217,000 | 15,230,000 |
| Provision for loan losses | 104,000 | 200,000 | 506,000 | 1,818,000 |
| Pretax income | 1,830,000 | 4,159,000 | 6,746,000 | 8,762,000 |
| Income tax | 433,000 | 772,000 | 1,278,000 | 1,492,000 |
| Net income | 1,397,000 | 3,387,000 | 5,468,000 | 7,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,388,000 | 67,157,000 | 69,198,000 | 63,471,000 |
| Total capital | 58,506,000 | 71,390,000 | 73,586,000 | 68,164,000 |
| Risk-weighted assets | 329,414,000 | 354,094,000 | 350,871,000 | 374,626,000 |